IMPORTANT INFORMATION
Financing disclosures
Please read this before submitting a business financing inquiry.
Lendstra's role
Lendstra LLC is not a lender, does not extend credit, and does not make final credit or underwriting decisions. Lendstra provides business-purpose financing information, inquiry routing, and advisory or matching services. A financing provider may require a separate application and its own disclosures, authorizations, and agreements.
No promise of approval or terms
Submitting information, receiving a suggested path, or speaking with Lendstra is not an approval, commitment, or offer of credit. Eligibility, rates, annualized cost where applicable, fees, payment amounts, repayment frequency, collateral, guarantees, timing, and all other terms are determined by the applicable provider after review. Examples and educational content are not personalized quotes.
Provider network and compensation
Lendstra does not represent every lender, financing provider, or product available in the market. A suggested provider may reflect eligibility information, program fit, provider availability, and operational relationships. Lendstra may receive compensation from a provider if a transaction closes or may charge an advisory fee under a separate written agreement. Any fee payable by you must be disclosed before you agree to it. A recommendation should not be understood as a claim that it is the lowest-cost or best option available.
Credit reports and information sharing
The initial website questionnaire does not itself authorize Lendstra to obtain a consumer report. If a credit report is needed, the party obtaining it should provide a separate authorization or identify another lawful purpose before doing so. Lendstra shares an inquiry with a financing provider only as described at the point of collection and in the Privacy Policy. A provider's application and privacy terms apply once you continue with that provider.
Business-purpose use and availability
The services described on this site are intended for bona fide business and commercial purposes, not personal, family, or household use. Products and services may not be available in every state. State registration, licensing, disclosure, and transaction rules can affect whether and how Lendstra or a provider can assist with a request.
Questions
Ask for the provider's written terms and compare total cost, payment frequency, prepayment provisions, collateral, guarantees, and default remedies before signing. Contact compliance@lendstra.com with a disclosure question.