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Frequently Asked
How quickly can business financing be completed?
Timing varies by financing type, lender, documentation, and transaction complexity. Commercial real estate, acquisition, and SBA loans generally require more review than simpler working-capital products.
What credit profile is required?
There is no single credit requirement across every option. Lenders may evaluate owner credit, business credit, cash flow, time in business, industry, collateral, and the proposed use of funds.
Is Lendstra a direct lender?
No. Lendstra provides business financing guidance and helps route requests toward options offered by third-party lenders.
Does submitting an inquiry affect my credit?
No consumer report is requested by the contact form itself. If a financing provider later needs a credit report, it should identify the authorization or other lawful purpose before obtaining it.